From online trading platforms that give customers direct control over their investment portfolios to mobile payment solutions that enable businesses to make transactions on-the-fly, the financial services industry has become a much more competitive landscape in terms of unique services and ways to access them. Even day-to-day errands like depositing a check, paying bills, and transferring funds can now be done on a smart phone. However, with the pressure to develop online and mobile solutions and to migrate products to the cloud, both financial services firms and financial software vendors must balance customer demands with the security and compliance standards that are critical to this industry.